5 Free Budget Templates to Get Your Spending Under Control
Teaching Your Kids About Money : Part 1
Tips to Reduce Your Banking Costs
Layaway is a concept the average Canadian under a certain age has probably never heard of in their lifetime. Imagine: A retailer takes your product off the shelf and reserves it for you until you’ve paid in full. Yes, children, it existed at one point. Today you get your goods immediately and worry about paying for it later.
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Getting pre-approved for a mortgage is a great way to budget for a home and signal that you’re a serious buyer. However, keep in mind that the amount for which you are approved is the maximum amount the lender feels you can afford based on your income and projected property expenses. That figure doesn’t account for other expenses you may face, such as renovations or emergency home repair, as well as regular household costs.
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Is your divorce or separation creating money problems? Many people find it hard to pay the bills – plus their legal fees – during this time. You may have been living on two incomes, but now you are on your own, your money may be invested in a house, a property, or a business, and it will take time to get your share and your divorce may be complicated, and you will be short of cash until you and your ex-spouse reach an agreement. No matter what happens, make sure that you don’t fall into one of these three common traps
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